We have been implementing the defense part of the Financial Fitness Program and
we were able to eliminate our first loan today. It was a small loan in the amount of
$4,500. I was able to go into the bank today and make the last payment on it. So now
I can take that amount and apply it to the next largest loan and just continue on the
path towards debt freedom.
At first we started going through the Financial Fitness Program principles loosely and we never recorded any of our results. But, eventually we decided to get completely and fully committed to the Financial Fitness Program and we found that we had $426 a month that the ‘Green Box’ saved us from spending. That monthly savings doesn't even include the amount of money that Alicia and I saved when we switched from eating fast food to actually buying groceries and meal planning at home. That number may be close to $700+ saved monthly, but we haven't crunched those numbers yet. Basically that $426 was wasteful spending outside of our meals. Now we have a testimony that we can share with others!